Privacy and Cookie Policy

Ferratum Group, ensures the confidentiality of its clients' personal data. This document describes how Ferratum Group handles personal data obtained via its website www.ferratumgroup.com.

What kind of data is collected and how?

Ferratum Group only collects personal information, such as name, postal address or e-mail address, which you have voluntarily provided either by entering this data via the relevant entry screen, or by e-mailing this data to us.

In some instances, we may send so-called cookies to be stored on your local hard drive. Cookies are very small text files. These are used by our website to record important information for comfortably using certain features (e.g. search function). This technology is not used to collect personal, individually identifiable information; your data is only collected and stored in aggregate, anonymous form. The deactivation or rejection of cookies will restrict the functionality of our web offer.

Alternatively, you can also set your browser (e.g. Internet Explorer, Mozilla Firefox, Opera, etc.) to warn you whenever a cookie is about to be set or reject cookies altogether. Check via the help menu of your browser how to modify or update cookies correctly.

Google Analytics

To optimise its internet offer, Ferratum Group uses Google Analytics, a web analytics tool developed by Google Inc. ("Google"). Google Analytics also applies cookies – text files stored on your computer that enable us to analyse your use of our website.

The information the cookie produces about your use of this website (including your IP address) will be transferred to and stored on a Google server in the US. Google will use such information to analyse the use of the website, to compile reports on website activities for website operators and to offer further services related to the use of the website and the internet. Moreover, Google may transfer such information to third parties if this is legally required or if such third parties process the relevant information on Google's behalf. Google shall under no circumstances link your IP address to other data it possesses.

By using this website you agree that the data collected about you may be processed by Google in the manner and for the purpose described above. If you still wish to deactivate the Google Analytics cookies, please click the button below to disable this tracking function.

Deactivate Google Analytics

Google Analytics is now enabled.

Please note that you may not be able to access all functions of the website to their full extent in this case.

How is my data processed or stored?

We process and store data collected via our website only for the purpose for which it was provided by clients or applicants. Applicants' data, for example, is used solely for the processing of applications and contacting applicants.

Disclosure of personal data

We disclose any data collected via our website only if this is necessary in order to process your enquiry. We do not disclose your data to third parties for any other purposes, such as market research or other types of marketing. However, Ferratum Group reserves the right to use or disclose data where this proves necessary for the compliance with laws, regulations and legal requirements, particularly to protect the integrity of our website and to assist enforcement agencies in their investigations or any investigations regarding public safety.

Data security

Ferratum Group uses both technical and organisational security measures to protect all data collected via this website from accidental or intentional manipulation, loss, destruction or access by unauthorised persons. These security measures are continuously being improved in line with technological developments. Our staff is under special confidentiality obligations in accordance with section 5 of the German Federal Data Protection Act (BDSG). Ferratum Group also ensures adequate protection of any data stored.

Changes to our Privacy Policy & enquiries

From time to time, this Privacy Policy may require some adjustments. Ferratum Group therefore recommends that you review this site periodically. However, any amendments to this Privacy Policy will have no retrospective effect and therefore no impact on the manner in which any data collected before the amendment was processed. If you have any questions regarding this Privacy Policy or any other questions regarding Ferratum Group's data processing, please contact us at:

Ferratum Group
Ratamestarinkatu 11 A
00520 Helsinki, Finnland 
Tel. +358 20 741 1611
Fax +358 20 741 1612