Investment Highlights

Accelerating growth rate: 57.4% revenue growth from 2014 to 2015. 2015 EBIT margin of 15.3 %

Established business model: Multi credit and payment products for further market penetration and geographic diversification

Specialist for online processes with a centralized technology infrastructure and sales expert with continuously enlarged customer base

Self-learning Big Data Scoring System: State-of-the-art security for credit approvals and automatic anticipation of individual customer wishes

EU banking licence as an important milestone for further market expansion and competitive advantage compared to most newcomers

High growth potential due to the Multi Banking App with outstanding mobile banking services (e.g. consolidation of customer’s bank accounts, EU current account, deposits, real-time loans)