Where We Operate

Ferratum Oyj and its subsidiaries form a Group, Ferratum Group, which is a leading international provider of mobile consumer loans and small corporate loans. Ferratum Group, hedquartered in Helsinki, Finnland, commenced with its activities in May 2005 and has grown rapidly with a presence across Europe. North America, Brazil and the APAC region. Currently, Ferratum is represented in 24 countries with operational activities. The Group has 1,6 million active and former customers who have been granted one or more loans in the past.

Australia

Australia

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans

Launched:

2011

Website:

www.ferratum.com.au

Bulgaria

Bulgaria

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans
FerBuy

Launched:

2009

Website:

www.ferratum.bg

Canada

Canada

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans

Croatia

Croatia

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans

Launched:

2011

Website:

www.ferratumbank.hr

Czech

Czech

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans
Credit Limits
FerBuy
P2P

Launched:

2007

Website:

www.ferratum.cz

Denmark

Denmark

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
Credit Limit
Ferratum Business

Estonia

Estonia

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans
Credit Limit

Launched:

2006

Website:

www.ferratum.ee

Finland

Finland

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
Credit Limit
FerBuy
SME Business
Ferratum Business

France

France

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans

Launched:

2015

Website:

www.ferratum.fr

Germany

Germany

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans

Launched:

2013

Website:

www.xpresscredit.de

Latvia

Latvia

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans
Credit Limit

Launched:

2007

Website:

www.ferratum.lv

Lithuania

Lithuania

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans
SME Business
Ferratum Business

Mexico

Mexico

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans

Launched:

2015

Website:

www.ferratum.mx

Netherlands

Netherlands

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans

New Zealand

New Zealand

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans

Launched:

2011

Website:

www.ferratum.co.nz

Norway

Norway

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans

Launched:

2015

Website:

www.ekspresskreditt.no

Poland

Poland

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans
Credit Limit
FerBuy

Launched:

2008

Website:

www.ferratum.pl

Romania

Romania

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans

Launched:

2013

Website:

www.ferratum.ro

Russia

Russia

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans

Launched:

2011

Website:

www.ferratum.ru

Slovakia

Slovakia

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans

Launched:

2007

Website:

www.ferratum.sk

Spain

Spain

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
Credit Limit

Launched:

2008

Website:

www.ferratum.es

Sweden

Sweden

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
Credit Limit
SME Business
Ferratum Business

United Kingdom

United Kingdom

Overview:

We are a part of Ferratum Group, the first Europe-based mobile consumer loan company that was successfully launched in 2005. The group operates in over 20 countries and has over 3,7 m user accounts. Ferratum Group employed as of December 2015, 583 people.

Products:

Microloans
PLUS Loans



Launched:

2010

Website:

www.ferratum.co.uk