About Us

For over 10 years, Ferratum Group has been a leading international provider of mobile financial services

At Ferratum Group, our aim is to revolutionise banking. We pride ourselves on innovation, ease of use, and transparency. Our mission is simple – to provide the best, fastest, and most user-friendly lending and banking services available with personalised customer service 24/7.

Our Principles

Our principles: using our experience, creating milestones, digitalising business, shaping future

Growth with proportion – this is the essence of what we call “The Jorma Principle.” Profitable since formation in 2005, over the past ten years we have grown steadily in revenues.

We currently operate in 24 countries

Our Responsibility

Our business strategy focuses on creating sustainable products with long-term planning.


Commencing operation in Helsinki, Finland, in 2005, Ferratum has since grown steadily in revenues by continuously expanding its geographic presence and customer base.


The Directors Team of Ferratum Group, led by Jorma Jokela, comprises a passionate and entrepreneurial team combining expertise from a broad range of relevant industries.